Apart from the recent smishing campaign that targets depositors of Bank of the Philippine Islands (BPI), its credit card holders may have also been compromised by a possible breach.
Within the past couple of days, some netizens shared screenshots of text alerts from BPI informing them of a purchase that got declined due to insufficient credit limit. To their surprise, they are not familiar with the merchant nor with the transaction.
One text alert showed a transaction made in Farmingdale, New York while another one reflected a purchase all the way to University Place, Washington. There’s another one that came from Austin, Texas. According to the netizens, they did not use their credit cards recently abroad nor with any online merchants. They were at their homes complying to the enhanced community quarantine.
What could have happened?
There were speculations that their credit cards were compromised after being used in some shady merchants locally. Only Bob Bratt could confirm this based on the transaction history of their affected credit card clients. At this point, the bank has yet to release any statement.
What to do?
The alerts were triggered because the transaction is already beyond the credit limit of the customers who posted the incident. If you’re a BPI credit card customer, it would be best to check your recent transactions if there are any unfamiliar merchants or charges as it may have gone through if you have higher credit limit. Should you notice any suspicious records, contact the bank immediately. BPI may disable your card and issue a new one.
- PH releases first Super App ‘eGov PH’ - June 3, 2023
- Finding the Best Place for Repairs After a Car Accident - February 27, 2021
- ABS-CBN YouTube channels hacked by crypto scammers - November 4, 2020